Dividend calculator
Dividend income calculator
Enter capital, dividend yield and horizon. Instantly see net income, reinvestment impact and inflation-adjusted portfolio value.
- Practical tools for dividend investors
- Net income after tax
- Effect of reinvestment (DRIP)
- Real value after inflation
Final value (15 years)
zł 98,362
+96.7% growthFinal dividend (net): zł 5,423Annual at the end
Monthly (net)
zł 152
Starting estimate
Annual (net)
zł 1,823
Current level
Yield on cost (YOC)
10.85%
Relative to the initial principal
Purchasing power
zł 67,916
Value in today’s money
Growth projection
Portfolio value and principal
- Portfolio
- Principal
Year 15
- Portfolio
- zł 98,362
- Principal
- zł 50,000
- Annual dividend (net)
- zł 5,423
Show data as a table
| Year | Portfolio | Principal | Annual dividend (net) |
|---|---|---|---|
| Today | zł 50,000 | zł 50,000 | zł 1,823 |
| Year 1 | zł 51,853 | zł 50,000 | zł 1,890 |
| Year 2 | zł 53,834 | zł 50,000 | zł 2,021 |
| Year 3 | zł 55,953 | zł 50,000 | zł 2,164 |
| Year 4 | zł 58,223 | zł 50,000 | zł 2,319 |
| Year 5 | zł 60,657 | zł 50,000 | zł 2,488 |
| Year 6 | zł 63,270 | zł 50,000 | zł 2,674 |
| Year 7 | zł 66,079 | zł 50,000 | zł 2,876 |
| Year 8 | zł 69,103 | zł 50,000 | zł 3,098 |
| Year 9 | zł 72,362 | zł 50,000 | zł 3,341 |
| Year 10 | zł 75,880 | zł 50,000 | zł 3,609 |
| Year 11 | zł 79,681 | zł 50,000 | zł 3,903 |
| Year 12 | zł 83,796 | zł 50,000 | zł 4,228 |
| Year 13 | zł 88,256 | zł 50,000 | zł 4,587 |
| Year 14 | zł 93,098 | zł 50,000 | zł 4,983 |
| Year 15 | zł 98,362 | zł 50,000 | zł 5,423 |
The power of compounding
In this scenario, reinvested dividends generate more dividends in the following years. This “snowball effect” is most visible in the later years.
Tax impact (Belka)
We automatically subtract 19% from each dividend payout before reinvesting. This keeps the projection realistic and closer to what would actually hit your account (net).
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Start with numbers, then refine your plan
Calculators and guides help validate assumptions without promises or hidden steps.
- Educational assumptions, not investment advice
- Tax and inflation are part of the projection
- Results update as soon as you change a number