Dividend reinvestment advantage tracker
Adjust dividend yield, growth, price appreciation and Belka tax to compare DRIP with withdrawing cash. See how yield on cost evolves and what it means for your passive income plan.
Yield-on-cost focus
Net dividend vs invested capital
Track how reinvestment lifts your effective income rate.
Scenario testing
Growth, taxes, cash taps
Blend dividend growth, price moves and withdrawals.
Investor guidance
Practical DRIP playbook
Actions to keep payouts compounding instead of leaking away.
Portfolio assumptions
Use realistic parameters to capture how dividend growth, price appreciation and taxes affect your capital path.
One-off capital deployed on day 1
Consistent investing that fuels DRIP
How long you keep compounding
Gross forward yield on current value
Annual increase of payouts
Expected annual capital gains
Belka tax or jurisdictional rate
Reinvestment edge
Compare DRIP wealth against taking dividends in cash.
Portfolio with DRIP
PLN 403,669
Compounding gap
Reinvesting creates an advantage of PLN 44,973 (12.5%) versus withdrawing net dividends.
DRIP income
Net annual income of PLN 26,424 with yield-on-cost at 13.0%.
Cash taps
Total net cash taken out from dividends: PLN 90,355.
Invested capital
Total capital deployed including top-ups: PLN 202,800.
Net reinvestment path
Final portfolio
PLN 403,669
After reinvesting every payout
Net dividends received
PLN 117,054
Net after Belka tax
Yield on cost
13.0%
Net annual rate vs contributions
Yield-on-cost climbs when dividends stay in the engine
Scenario comparison
Stack DRIP wealth next to the cash path and see the gap created by compounding.
DRIP wealth
PLN 403,669
Net dividends reinvested
Cash path
PLN 358,696
Dividends withdrawn
Yield on cost
13.0%
Net annual income vs invested capital
Figures use constant growth assumptions. Stress-test different yields and taxes to reflect your holdings.
Investor guidance
Practical signals to decide when DRIP or cash fits your plan.