Dywidenciarz updates

• The chat in the bottom-right corner has been turned off.
• You can send questions and feedback through the Contact page.

• Larger touch targets (at least 44 px), clearer forms, and calculator results that stay visible while you edit.
• Redesigned Contact and Changelog pages: one column, expandable entries, no inner scrolling.
• The offline page lists recently opened pages and reloads itself when the connection returns.

• Added live chat: the button in the bottom-right corner lets you message us without leaving the calculator.
• The chat loads only on the production version of the site.

• Redesigns: refreshed the entry page, article index, knowledge hub, and tool discovery surfaces with new visuals and a clearer path for beginner investors.
• New tool: FIRE Map with a projection engine, saved settings, and a more polished mobile experience.
• New simulators: a dividend “what if?” scenario simulator and a money personality test in the tools section.
• More content: expanded article coverage for dividend investing, accumulating vs distributing ETFs, US dividend brokerage accounts, Polish vs foreign brokers, DEGIRO, and the Fitro article series.
• Affiliate and broker surfaces: added DEGIRO / dividend broker pages, article CTA components, and dedicated imagery for new materials.
• SEO and analytics: strengthened canonical and alternate-language signals, added an automated SEO quality workflow, and routed Sparklytics through a first-party proxy.

• New calculator: Rent vs Buy (Poland) with mortgage costs, ownership expenses, rent growth, home appreciation, and investing the monthly cost gap.
• New tool: Offline single-stock DRIP simulator (no external APIs) with year-by-year table + charts and a strategy vs cash comparison.
• Faster charts: chart-heavy sections now lazy-load when visible, with skeleton fallbacks to improve initial load (especially on mobile).
• UX fixes: navigation dropdown now caps height on short viewports; chart labels and formatting were refined for readability.
• Content: new daily macro and earnings articles in PL & EN (inflation, NBP rates, GDP signals, oil, and company results).

• Light theme (neutral with subtle emerald accents) plus a theme switcher: system / dark / light.
• Improved light theme readability: tables, result cards, and alerts in key views.
• Currency tools: NBP FX rates, currency conversion, and analysis views to understand FX impact.
• Navigation cleanup: removed outdated “New” tags and highlighted the most-used items.

Refined the hero copy to better explain the purpose and context of the quick portfolio projection.

• Clearer heading and description.
• No changes to calculator logic.

Adjusted contrast in key parts of the app to make the light theme fully usable.

• FIRE results and comparisons: better label/alert colors, improved tables and summary cards.
• Articles: headings and bold text are no longer forced to white in light theme.
• Small hover/accent tweaks; dark theme remains the visual baseline.

Added an FX rates module and expanded the currency tools.

• Automatic NBP FX rate fetching (incl. history/series) with caching.
• Advanced views: charts, portfolio FX impact, and travel budget planning.
• Polished copy and labels (internal sources/modes are hidden).

Introduced a new light theme (neutral with subtle emerald accents) and a theme switcher in navigation.

• Default: System theme (for users without a cookie preference).
• Preference is stored in a cookie and restored after refresh.
• Dark theme remains the reference design; light theme has dedicated variants for readability.

Launched the Dywidenciarz 2.0 experience with clearer navigation, faster access to key calculators, and a more consistent layout across pages. This sets the stage for upcoming updates and new tools.