FIRE Map
When will I hit X PLN monthly dividends, and what should I do to get there?
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Assumptions and risk
- The model assumes a stable yield, while dividends can be cut in practice.
- Contribution indexation is an assumption, not a guarantee.
- Inflation is not included — 8,000 PLN in 12 years has lower purchasing power.
- Capital growth can be negative over shorter periods.
- This is an educational projection, not investment advice.
- Results are input-sensitive, so test conservative scenarios as well.