Advanced currency calculator
Converter, portfolio currency risk, travel budget and NBP rate charts.
Fetching NBP rates…
Positions
Enter the currencies your savings and investments are held in.
- USD
- EUR
- PLN
Exchange rate scenario
Changes apply to the value of your foreign-currency positions after conversion to PLN.
Impact on the portfolio
Impact report
Position US ETF
- Value in PLN
- PLN 63,750
- After scenario
- PLN 63,750
- Change
- +PLN 0 (0%)
More details
- Currency
- USD
- Amount
- 15,000 USD
- Share
- 53.1%
Position Europe ETF
- Value in PLN
- PLN 36,400
- After scenario
- PLN 36,400
- Change
- +PLN 0 (0%)
More details
- Currency
- EUR
- Amount
- 8,000 EUR
- Share
- 30.3%
Position Cash
- Value in PLN
- PLN 20,000
- After scenario
- PLN 20,000
- Change
- —
More details
- Currency
- PLN
- Amount
- 20,000 PLN
- Share
- 16.6%
| Position | Value in PLN | After scenario | Change | Currency | Amount | Share |
|---|---|---|---|---|---|---|
| US ETF | PLN 63,750 | PLN 63,750 | +PLN 0 (0%) | USD | 15,000 USD | 53.1% |
| Europe ETF | PLN 36,400 | PLN 36,400 | +PLN 0 (0%) | EUR | 8,000 EUR | 30.3% |
| Cash | PLN 20,000 | PLN 20,000 | — | PLN | 20,000 PLN | 16.6% |
Destination: Eurozone
Destination
How much worse than the NBP mid rate your exchange is (exchange office, bank, card).
Spending per person per day (EUR)
Choosing one fills the categories with example amounts in the destination currency. They are not a price list, change them to fit you.
- EUR
- EUR
- EUR
- EUR
- EUR
Travel budget
Total to take
€2,785
NBP rate is still loading
Daily budget
€195
per person, sum of categories
Trip budget
€2,730
7 days × 2 travelers
Exchange cost
€55
2.0% margin
Payment method comparison
Score 1 to 10: the lower the costs, the higher the score. Fees are example assumptions, not offers from specific companies.
- 9/10
1.Multi-currency card
Assumed fee: 0.3%
Cost in EUR: +€8
More details
Pros
- Low spreads
- Convenient, easy to track spending
Cons
- Depends on your phone and network
- 8/10
2.Online exchange and cash
Assumed fee: 0.9%
Cost in EUR: +€25
More details
Pros
- Often better than a bank
- Can withdraw cash
Cons
- Needs planning
- Risk of carrying cash
- 6/10
3.Exchange office on site
Assumed fee: 2.0% (fee = the exchange margin you entered)
Cost in EUR: +€55
More details
Pros
- Quick, no formalities
Cons
- Usually the most expensive
- Risk of a poor rate in tourist spots
- 5/10
4.Bank card
Assumed fee: 2.5%
Cost in EUR: +€68
More details
Pros
- Usually works everywhere
- Chargeback protection
Cons
- Higher spreads and fees
- Fees are hard to predict
For education only
What do the indicators mean?
RSI (14)
Relative strength index over the last 14 days, from 0 to 100. Readings above 70 are often called overbought and below 30 oversold. It is a technical-analysis convention, not a signal to act.
SMA (20 and 50)
Simple moving average: the average rate over the last 20 or 50 days. It smooths out swings and shows the direction of the rate. When the rate is above the average, recent days were higher than usual.
Volatility
Standard deviation of the daily rate changes, in percent. The higher it is, the more the rate moved from day to day.