Dividend portfolio calculator

Model passive income from Polish and international dividend stocks. Combine DRIP reinvestment, Belka tax handling and multi-currency support in one dashboard.

What makes the calculator unique?

  • ★ Belka tax included – automatic 19% withholding on each payout for accurate net projections.
  • ★ Multi-currency support – track PLN, USD and EUR dividends with daily NBP exchange rates.
  • ★ DRIP vs. cash-out – compare how reinvesting accelerates long-term growth versus taking cash.
  • ★ Scenario planner – change yields, growth rates and monthly contributions to stress-test your plan.

Example scenarios

250k PLN portfolio

Net 1 480 PLN/mo

A 7% yield portfolio with DRIP reaches over 450k PLN after 10 years while paying 1 480 PLN monthly after tax.

Goal: 3 000 PLN/mo

Target 900k PLN

Saving 1 500 PLN per month with 4% dividend growth reaches the target within 11 years.

Diversification view

10+ sectors

Visualise sector exposure and spot concentration risks before committing capital.

Launch the portfolio calculator Compare dividend strategies